Money Stuff
Investing
You can keep all your money in a savings account, but the interest rate is low. A savings account is only good to keep money for every spending (PayNow, etc), or keep an appropriate amount of money for emergencies.
Do your own research
Investing is risky business. A powerful nation can announce tariffs on their imports which sounds like it has nothing to do with Singapore, yet can affect the stock market. It's just simply because everything is so intertwined.
Government Bonds
Lend your money to the Singapore government. From half a year to 10 years. Better interest rate than a savings account.
ETFs or Index Funds
Instead of buying individual stocks, you buy a mix of them. Risk is spread out.
REITs
Another way to invest into properties. Look up what properties the REITs own first.
The reason I first invested in Paragon REIT was because the first floor has a lot of branded shops and they have been around for a long time. There is a medical centre full of private practitioners. There are always a lot of people walking around.
Banks
High dividends. Top banks in Singapore: DBS, OCBC, UOB.
Companies
More research is needed. Look at the company's financial statements. Find out their competitors, risks. Lots of reading is needed.
One question I ask myself is, if this company crashes, would the government do something to save it?
Platforms
There are various platforms you can buy stocks from. Vickers, StashAway, Endowus. They all have their own fees.